Owning a home or an automobile in Boone can make life great, but you want to make sure that those large financial assets are protected in the event of damage or loss. If you are a renter in Boone, your valuables, such as electronics, clothing, and furniture should also be protected. Therefore, we offer home and auto insurance policies in the Boone area to meet your unique needs.

A homeowner policy protects your home and its contents from theft, fire, and many other types of damage, and these policies are also available for renters. Most homeowners and renters could not afford to replace their home or their belongings if something were to happen to them.

A homeowner policy can also protect you should someone take a fall on your property or if your home suffers damage from hail, smoke, or vandalism. Some policies can even provide another place for you to live if you have to leave your home because of damage and will cover you for up to two years until your home is habitable again.

Our independent agents in the Boone area can talk to you about a homeowner policy that makes sense for your needs, as well as any additional policies that might benefit you, such as umbrella coverage, which can cover you if your dog bites someone, or special coverage for valuables like jewelry, artwork, collectibles, and antiques. If you are in a flood-prone area we can also discuss how to get additional flood insurance, which is available in some areas of North Carolina and which makes sense given how much the state is subject to hurricanes and other types of coastal storms.

Your automobile coverage can be just as customized. We will put together a policy that not only meets the minimum liability requirements for the state of North Carolina but that includes any additional coverage you might want, such as no-fault liability insurance, comprehensive auto insurance, and collision insurance.

When you talk to our agents, they’ll ask about the make and model of your vehicle, who will be driving it, and the driving history and habits of any of those drivers. We'll also talk to you about how to set just the right deductible. That's the amount you pay prior to your insurance policy taking over when you file a claim. Did you know that you may be able to lower your insurance premium by choosing a slightly higher deductible?

Don't go without the coverage you need for your automobile or your home. Reach out online or contact Freedom Insurance Group, Inc at 828-432-0001 today to find out how to get just the right policies for your needs.

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