Your home in Charlotte is no doubt your pride and joy, but have you ever wondered about the financial consequences of damage to your home or loss of your property? Similarly, if you are renting your home, what would you do if something were to happen to your valuables, all your clothing, furniture, and electronics?
A solid home insurance policy makes good sense whether you're a homeowner or renter. It covers your home and your belongings should they be lost, damaged, or stolen in any number of situations. A homeowner policy can also help pay for another place for you to live if you can't live in your home following a fire or water damage, for example.
Talk to our agents in Charlotte today about how the right home insurance policy can protect you. We want to know about your home and your valuables, such as jewelry, art, antiques, and collectibles, so your most important possessions are always covered.
We can also chat with you about extra coverage, such as an umbrella policy, to protect you in the event of an accident on your property or an incident with your pet. We will answer questions about flood insurance, which is separate insurance available in certain areas that are prone to flooding, particularly after the coastal storms and hurricanes that are so prevalent in North Carolina today.
Our agents can also help you with auto insurance to make sure you meet the minimum legal requirement for liability insurance in the state of North Carolina. We can also offer you coverage beyond the minimum, such as no-fault liability insurance, comprehensive auto insurance, and collision insurance.
We’ll help you find an auto policy that is economical and meets all state legal requirements, while still giving you adequate coverage. Your auto policy will be determined by a number of factors, such as the type of car you drive, who drives your vehicle, your driving history, your driving habits, and where you live. We’ll also ask you about where your vehicle is garaged and how you want to arrange your deductible, which could affect the cost of your auto insurance premium. Your deductible is the amount you pay in the event you have to file a claim, prior to your insurance policy taking over.
Reach out to Freedom Insurance Group, Inc today at 828-432-0001, and we'll be happy to answer any questions for you about auto and home policies in Charlotte. We want you to enjoy life knowing that you're covered and your greatest assets are protected.