If you own a home or vehicle in Marion, they are probably your greatest assets and even your pride and joy. Do you have the proper home or auto insurance to protect those assets in the event of damage or loss? If you are a renter in Marion, are your valuables protected from damage or theft?

As independent insurance agents in the Marion Area, we offer reasonable auto and home insurance policies to meet virtually every need. Don't go without the coverage you need, or you could find yourself losing your most valuable assets.

Our homeowner policies are custom made to suit both property owners and renters. We build policies that let you replace your home or your belongings if they're lost, stolen, or damaged, such as in a fire. Having homeowner insurance means you won't ever be in a financial position to have to recoup the loss of those valuables on your own.

A homeowner policy can also provide you with a place to live should you have to leave your current residence because it's uninhabitable, such as after water damage or a fire.

Other elements of a home insurance policy can include extra coverage for accidents on your property or dog bites. We can also help you get special policies for irreplaceable valuables like jewelry, artwork, collectibles, and antiques. If you are in a flood-prone area, we're happy to answer any questions about obtaining additional flood insurance. Given North Carolina's location on the coast and the prevalence of coastal storms and hurricanes, some areas of the state are eligible for flood insurance.

We can also build a custom policy for your vehicle. We'll make sure you have the required minimum coverage for liability in the state of North Carolina, but we can also offer you additional no-fault liability insurance, comprehensive insurance, and collision insurance.

There are multiple factors that affect your auto insurance policy to make sure you get the coverage you need. We will ask you about your vehicle and who will be driving it, as well as your driving history and your driving habits. We can talk to you about how a higher deductible might lower your insurance premium. Your deductible is the amount that you are responsible to pay before your auto insurance policy kicks in should you have to file a claim.

Don't wait until you have damage in your home or until you are caught without your car. Reach out to Freedom Insurance Group, Inc at 828-432-0001, or get in touch online to see how we can find the perfect home or auto policy for you.

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