Did you know a large percentage of small businesses in the United States wind up closing because of damage to their office space or business equipment, as a result of storms or weather-related incidents? If these businesses had had the proper small business insurance, their policies would have reimbursed them for that damage and let them get back into business relatively quickly.

We offer custom-made small business insurance policies for all types of enterprises. We give you extra protection against common emergencies that would otherwise force you to close your doors.

What types of incidents are covered by small business insurance?

• Theft of equipment, tools, documents, or other items needed to conduct business
• Damage or theft of business vehicles
• Damage to office buildings and warehouses
• Vandalism
• Employee injury or death
• Liability settlements and legal fees

To offer you the best protection against financial loss or closure, our agents will ask you details about your business to find the perfect policy for you. Some of the factors that affect small business policies include your location, the size of your business and your payroll, the inherent risk in your business, fleet vehicles owned by your business, and other valuable property that you may want to insure.

We will also inquire about past insurance claims and safety measures you have in place, such as workplace training programs, to get you the most economical policy. We can talk to you about umbrella coverage for additional liability, as well as location-related coverage like flood or earthquake insurance.

Our goal is to give you the best deal on small business insurance available while still making sure you have the coverage you need. We also want to make sure that you are in compliance with any state or municipal laws regarding workers compensation.

Feel free to give Freedom Insurance Group, Inc a call at 828-432-0001 to talk about your business and how we might provide better coverage, or get in touch online. Don't forget that your employees are depending on you for their livelihoods. And if you've worked hard to build your business, you don't want to let anything get between you and the path to success.

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